:root{--nv:#1a2744;--nv-dk:#111c35;--nv-lt:#243152;--gd:#C9A84C;--gd-lt:#e8d49a;--gd-dk:#a8893d;--wh:#fff;--ow:#f9f7f2;--gm:#e0ddd4;--tx:#2d3748;--tm:#718096;--sg:0 8px 32px rgba(201,168,76,.18);--sn:0 8px 40px rgba(26,39,68,.14);--rsm:6px;--rmd:12px;--rlg:20px}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;color:var(--tx);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{text-decoration:none}
.container{max-width:1200px;margin:0 auto;padding:0 24px}
section{padding:88px 0}
.label{display:inline-block;color:var(--gd);font-size:.72rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:14px}
.label::before{content:'\2014 '}.label::after{content:' \2014'}
.sh2{font-family:'Playfair Display',serif;color:var(--nv);font-size:clamp(1.9rem,4vw,2.8rem);font-weight:700;line-height:1.2;margin-bottom:18px}
.sh2.wh{color:#fff}
.sub{font-size:1rem;color:var(--tm);max-width:640px;line-height:1.75}
.sub.wh{color:rgba(255,255,255,.78)}
.tc{text-align:center}.tc .sub{margin:0 auto}
.btn{display:inline-block;font-family:'Poppins',sans-serif;font-weight:700;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;padding:15px 30px;border-radius:var(--rsm);transition:all .28s ease;text-align:center;cursor:pointer;border:none}
.btn-g{background:linear-gradient(135deg,var(--gd),var(--gd-dk));color:var(--nv-dk);box-shadow:0 4px 20px rgba(201,168,76,.3)}
.btn-g:hover{background:#fff;color:var(--nv);transform:translateY(-2px)}
.btn-o{background:transparent;color:var(--gd);border:2px solid rgba(201,168,76,.55)}
.btn-o:hover{background:rgba(201,168,76,.1);border-color:var(--gd);transform:translateY(-2px)}
.btn-row{display:flex;gap:16px;flex-wrap:wrap}
.ubar{background:var(--nv-dk);color:rgba(255,255,255,.82);font-size:.74rem;font-weight:500;padding:9px 0;border-bottom:1px solid rgba(201,168,76,.2)}
.ubar .container{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px}
.ubar a{color:var(--gd)}.ub-l{display:flex;align-items:center;gap:16px}
.ub-sep{width:1px;height:14px;background:rgba(255,255,255,.2)}
.ub-badge{background:linear-gradient(135deg,var(--gd),var(--gd-dk));color:var(--nv-dk);font-size:.68rem;font-weight:700;letter-spacing:.07em;padding:3px 12px;border-radius:20px;text-transform:uppercase}
.nav{position:sticky;top:0;z-index:1000;background:rgba(26,39,68,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(201,168,76,.22)}
.nav-in{display:flex;align-items:center;justify-content:space-between;padding:13px 0}
.nlogo{display:flex;align-items:center;gap:11px}
.nlogo img{width:50px;height:50px;object-fit:contain;filter:drop-shadow(0 0 8px rgba(201,168,76,.5));transition:filter .3s}
.nlogo:hover img{filter:drop-shadow(0 0 16px rgba(201,168,76,.8))}
.nbrand{display:flex;flex-direction:column;line-height:1.1}
.nbrand .nm{font-family:'Playfair Display',serif;color:#fff;font-size:1.05rem;font-weight:700}
.nbrand .nt{color:var(--gd);font-size:.6rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase}
.nlinks{display:flex;align-items:center;gap:4px;list-style:none}
.nlinks a{color:rgba(255,255,255,.82);font-size:.8rem;font-weight:500;padding:8px 12px;border-radius:4px;position:relative;transition:color .2s}
.nlinks a::after{content:'';position:absolute;bottom:4px;left:12px;right:12px;height:2px;background:var(--gd);transform:scaleX(0);transition:transform .25s;transform-origin:left}
.nlinks a:hover,.nlinks a.active{color:var(--gd)}
.nlinks a:hover::after,.nlinks a.active::after{transform:scaleX(1)}
.ncta{background:linear-gradient(135deg,var(--gd),var(--gd-dk))!important;color:var(--nv-dk)!important;font-weight:700!important;padding:9px 18px!important;border-radius:4px!important;font-size:.76rem!important;text-transform:uppercase}
.ncta:hover{background:#fff!important;color:var(--nv)!important}.ncta::after{display:none!important}
.ntoggle{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:4px}
.ntoggle span{width:24px;height:2px;background:var(--gd);border-radius:2px;display:block}
.page-hero{background:linear-gradient(165deg,var(--nv-dk),var(--nv));padding:90px 0 70px;position:relative;overflow:hidden;text-align:center}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 100%,rgba(201,168,76,.1) 0%,transparent 60%)}
.page-hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(201,168,76,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,168,76,.04) 1px,transparent 1px);background-size:60px 60px}
.ph-in{position:relative;z-index:2}
.ph-logo{width:60px;height:60px;object-fit:contain;margin:0 auto 18px;filter:drop-shadow(0 0 12px rgba(201,168,76,.55))}
.breadcrumb{display:flex;align-items:center;justify-content:center;gap:8px;margin-bottom:16px;font-size:.74rem;color:rgba(255,255,255,.5)}
.breadcrumb a{color:var(--gd)}
.page-hero h1{font-family:'Playfair Display',serif;color:#fff;font-size:clamp(2.2rem,5vw,3.4rem);font-weight:800;line-height:1.15;margin-bottom:16px}
.page-hero .gold{color:var(--gd)}
.page-hero p{color:rgba(255,255,255,.78);font-size:1rem;max-width:600px;margin:0 auto 28px;line-height:1.78}
.hero-phases{display:flex;align-items:center;justify-content:center;gap:0;flex-wrap:wrap;margin-top:32px}
.hp-item{display:flex;align-items:center;gap:8px;padding:10px 20px;background:rgba(255,255,255,.06);border:1px solid rgba(201,168,76,.2);font-size:.78rem;font-weight:600;color:rgba(255,255,255,.85)}
.hp-item:first-child{border-radius:4px 0 0 4px}.hp-item:last-child{border-radius:0 4px 4px 0}
.hp-icon{color:var(--gd)}.hp-sep{color:rgba(201,168,76,.4);font-size:1.1rem}
.jnav{background:#fff;border-bottom:2px solid var(--gm);position:sticky;top:77px;z-index:900}
.jnav-in{display:flex;align-items:center;overflow-x:auto;gap:0}
.jlink{flex-shrink:0;padding:16px 24px;font-size:.78rem;font-weight:600;color:var(--tm);border-bottom:3px solid transparent;transition:all .25s;white-space:nowrap;display:flex;align-items:center;gap:7px}
.jlink:hover{color:var(--nv);border-bottom-color:var(--gd)}
.jn{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;background:var(--ow);border-radius:50%;font-size:.68rem;font-weight:700;color:var(--gd)}
.svc{padding:88px 0}
.svc.svc-alt{background:var(--ow)}
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.phase-badge{display:inline-flex;align-items:center;gap:6px;background:linear-gradient(135deg,var(--gd),var(--gd-dk));color:var(--nv-dk);font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 16px;border-radius:20px;margin-bottom:16px}
.svc-list{list-style:none;margin-top:22px;border-top:1px solid var(--gm);padding-top:18px}
.svc-item{display:flex;align-items:flex-start;gap:12px;padding:12px 0;border-bottom:1px solid var(--gm);font-size:.88rem;line-height:1.6}
.svc-item:last-child{border-bottom:none}
.svc-chk{color:var(--gd);font-size:.9rem;flex-shrink:0;margin-top:2px}
.inc-card{background:var(--nv-dk);border:1px solid rgba(201,168,76,.25);border-radius:var(--rlg);padding:36px}
.svc-alt .inc-card{background:var(--nv)}
.inc-card-title{font-family:'Playfair Display',serif;color:var(--gd);font-size:1.2rem;font-weight:700;margin-bottom:20px;display:flex;align-items:center;gap:10px}
.inc-feat{display:flex;align-items:flex-start;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:.86rem;color:rgba(255,255,255,.82);line-height:1.55}
.inc-feat:last-child{border-bottom:none}
.inc-feat-icon{color:var(--gd);font-size:.85rem;flex-shrink:0;margin-top:2px}
.inc-highlight{background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.25);border-radius:var(--rsm);padding:14px 18px;margin-top:20px;font-size:.82rem;color:rgba(255,255,255,.85);line-height:1.65;font-style:italic}
.inc-highlight::before{content:'\2605  ';color:var(--gd)}
.biz-section{background:var(--nv);position:relative;overflow:hidden}
.biz-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 50%,rgba(201,168,76,.06) 0%,transparent 70%)}
.biz-grid{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:52px}
.biz-card{background:rgba(255,255,255,.04);border:1px solid rgba(201,168,76,.18);border-radius:var(--rmd);padding:30px 26px;transition:all .3s}
.biz-card:hover{background:rgba(201,168,76,.07);border-color:rgba(201,168,76,.45);transform:translateY(-4px)}
.biz-icon{font-size:1.9rem;margin-bottom:12px;display:block}
.biz-title{font-family:'Playfair Display',serif;color:#fff;font-size:1.05rem;font-weight:700;margin-bottom:8px}
.biz-desc{color:rgba(255,255,255,.68);font-size:.83rem;line-height:1.65}
.compliance-section{background:var(--ow);padding:52px 0}
.compliance-box{background:#fff;border:1px solid var(--gm);border-left:4px solid var(--gd-dk);border-radius:var(--rmd);padding:30px 34px}
.compliance-box h4{font-family:'Playfair Display',serif;color:var(--nv);font-size:1rem;font-weight:700;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.compliance-box p{font-size:.79rem;color:var(--tm);line-height:1.78;margin-bottom:10px}
.compliance-box p:last-child{margin-bottom:0}
.cta-sec{background:linear-gradient(165deg,var(--nv-dk),var(--nv));text-align:center;position:relative;overflow:hidden}
.cta-sec::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% 100%,rgba(201,168,76,.12) 0%,transparent 60%)}
.cta-in{position:relative;z-index:2}
.cta-logo{width:70px;height:70px;object-fit:contain;margin:0 auto 22px;filter:drop-shadow(0 0 14px rgba(201,168,76,.5))}
.cta-title{font-family:'Playfair Display',serif;color:#fff;font-size:clamp(1.9rem,4vw,2.9rem);font-weight:700;margin-bottom:16px}
.cta-sub{color:rgba(255,255,255,.75);font-size:.97rem;max-width:560px;margin:0 auto 32px;line-height:1.75}
.cta-btns{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.footer{background:var(--nv-dk);border-top:2px solid rgba(201,168,76,.22)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:52px;padding:65px 0 46px}
.flogo{display:flex;align-items:center;gap:11px;margin-bottom:16px}
.flogo img{width:52px;height:52px;object-fit:contain;filter:drop-shadow(0 0 8px rgba(201,168,76,.4))}
.flogo-text .fn{font-family:'Playfair Display',serif;color:#fff;font-size:1rem;font-weight:700;display:block}
.flogo-text .ft{color:var(--gd);font-size:.6rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;display:block}
.fdesc{color:rgba(255,255,255,.55);font-size:.8rem;line-height:1.72;margin-bottom:20px}
.fsocials{display:flex;gap:8px}
.fsoc{width:35px;height:35px;background:rgba(255,255,255,.06);border:1px solid rgba(201,168,76,.2);border-radius:8px;display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.65);font-size:.74rem;font-weight:700;transition:all .2s}
.fsoc:hover{background:rgba(201,168,76,.15);border-color:var(--gd);color:var(--gd)}
.fh{font-family:'Playfair Display',serif;color:#fff;font-size:.96rem;font-weight:700;margin-bottom:16px;padding-bottom:10px;border-bottom:1px solid rgba(201,168,76,.2)}
.ful{list-style:none}.ful li{margin-bottom:8px}
.ful a{color:rgba(255,255,255,.58);font-size:.79rem;transition:color .2s;display:flex;align-items:center;gap:6px}
.ful a::before{content:'\203A';color:var(--gd)}.ful a:hover{color:var(--gd)}
.fci{display:flex;align-items:flex-start;gap:9px;margin-bottom:11px;color:rgba(255,255,255,.58);font-size:.79rem;line-height:1.5}
.fci .ic{color:var(--gd);flex-shrink:0}.fci a{color:rgba(255,255,255,.58);transition:color .2s}.fci a:hover{color:var(--gd)}
.fbar{border-top:1px solid rgba(255,255,255,.08);padding:20px 0;display:flex;align-items:flex-start;justify-content:space-between;gap:18px;flex-wrap:wrap}
.fcopy{color:rgba(255,255,255,.38);font-size:.72rem;line-height:1.6}
.fdisc{color:rgba(255,255,255,.3);font-size:.67rem;line-height:1.65;max-width:560px;text-align:right}
@media(max-width:1024px){.svc-grid{grid-template-columns:1fr;gap:40px}.biz-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr;gap:36px}}
@media(max-width:768px){section{padding:60px 0}.nlinks{display:none}.nlinks.open{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--nv-dk);padding:16px 24px;border-top:1px solid rgba(201,168,76,.2)}.ntoggle{display:flex}.nav{position:relative}.nav-in{flex-wrap:wrap}.btn-row{flex-direction:column}.btn{width:100%;text-align:center}.biz-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:28px}.fbar{flex-direction:column}.fdisc{text-align:left}.cta-btns{flex-direction:column;align-items:center}.hero-phases{flex-direction:column;gap:8px}.hp-item{border-radius:4px!important;width:100%;justify-content:center}.hp-sep{display:none}.jnav{top:60px}}